1. Introduction

Paid To Read Books (“we,” “our,” or “us”) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, store, retain, and protect information when you use our website and services.

This policy is intended to comply with applicable privacy laws across North America, including Canadian privacy standards and applicable United States state privacy requirements.

By using our website, you agree to the collection, use, storage, and retention of information in accordance with this Privacy Policy.

2. Information We Collect

Account Information

When you create an account, we may collect:

• Name

• Email address

• Username

• Encrypted password

• Country of residence

• Age or date of birth verification

Technical Information

We may automatically collect:

• IP address

• Browser type

• Device type

• Login session data

Reading & Program Activity Data

We collect data related to your participation in the platform, including:

• Books selected

• Reading completion status

• Submitted book reports, reviews, or written feedback

• External reviewer profile links (such as book review platform profiles)

• Credits earned, redeemed, forfeited, and participation history

• Account violations, administrative actions, and other records necessary to maintain program integrity

Payment & Payout Information

If you redeem credits for monetary rewards, we may collect:

• Payout account details

• Payment transaction history

• Fraud prevention and verification data

• Records necessary for accounting, audit, tax, and reporting purposes

3. How We Use Your Information

We use collected information to:

• Provide and operate the platform

• Verify reading completion and submissions

• Award and process credits and payouts

• Maintain accurate transaction and participation records

• Prevent, investigate, and address fraud, abuse, and violations of our Terms of Use

• Maintain account security

• Meet accounting, audit, legal, regulatory, and reporting requirements

• Send required account and program communications

• Improve platform performance and functionality

4. Analytics & Tracking Technologies

We currently use:

• Google Analytics

We may use in the future:

• Advertising tracking technologies

• Social media tracking pixels

We use cookies primarily to maintain login sessions, provide website functionality, and improve site performance.

5. Email Communications

We may send:

• Account-related emails

• Program participation notifications

• Newsletter communications

We do not currently send marketing emails but may do so in the future. Users will be provided with a method to opt out of marketing communications where required by applicable law.

Account, security, transaction, payout, and other service-related communications may still be sent when necessary to operate the platform or administer an account.

6. How We Share Information

We do not sell personal information.

We may share information with:

• Payment processors and service providers where necessary to operate the platform or complete payouts

• Legal, regulatory, tax, or government authorities when required by applicable law

• Professional advisers where reasonably necessary for accounting, audit, legal, or compliance purposes

We do not share personal information with advertisers for their independent marketing purposes.

7. Data Storage & Security

Your data is stored on servers located in Ontario, Canada.

We use reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, use, alteration, disclosure, or loss.

No method of electronic storage or transmission is completely secure, and we cannot guarantee absolute security.

8. User Rights (North America)

Depending on your location and applicable law, you may have the right to:

• Request access to your personal data

• Request correction of inaccurate data

• Opt out of marketing communications

• Request a copy or export of your stored data

• Request closure of your account

Account Closure and Deletion

Users may request that their account be closed at any time.

Account closure and account deletion are separate processes. Closing an account makes the account inactive and ends the user’s ability to participate in the Paid To Read Books program. Closing an account does not result in the immediate deletion of the account or its associated records.

Closed accounts and associated records will generally be retained for seven (7) years following the date of account closure for accounting, audit, regulatory, fraud-prevention, program-integrity, and reporting purposes.

Following the applicable retention period, the closed account and associated personal information will be deleted or anonymized, except for information that we are required or permitted to retain for a longer period under applicable law, or that is reasonably necessary for an unresolved legal, regulatory, tax, fraud, security, payment, or dispute matter.

Users cannot require immediate deletion of records that we are required or permitted to retain for these purposes.

Account closure is also subject to the credit-forfeiture provisions contained in our Terms of Use.

9. Age Restrictions

This platform is strictly for individuals 18 years of age or older.

We do not knowingly collect or store personal information from minors. If we become aware that an account was created or used by a person under the age of 18, we may close the account and take appropriate steps regarding the information associated with it.

10. Data Retention

We retain personal information and account records for as long as reasonably necessary to:

• Operate and administer active accounts

• Maintain program integrity

• Maintain accounting, transaction, payout, and audit records

• Meet legal, tax, financial, regulatory, and reporting obligations

• Prevent, detect, and investigate fraud or abuse

• Resolve disputes, chargebacks, complaints, or enforcement matters

• Protect the security and integrity of the platform

For active accounts, applicable records are retained while the account remains active and for the applicable retention period following account closure.

Closed accounts and associated records will generally be retained for seven (7) years from the date the account is closed.

At the end of the applicable retention period, personal information associated with the closed account will be deleted or anonymized unless continued retention is required or permitted by applicable law or is reasonably necessary in connection with an unresolved legal, regulatory, tax, fraud, security, payment, or dispute matter.

Closing an account does not create a right to immediate deletion of records subject to these retention requirements.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our services, practices, legal requirements, or regulatory obligations.

Updates will be posted on this page with a revised effective date. Continued use of the platform after an updated Privacy Policy becomes effective constitutes acceptance of the updated policy to the extent permitted by applicable law.

12. Contact Us

For privacy-related requests, account closure requests, or questions regarding this Privacy Policy, please contact us through:

Website Contact Form:
https://paidtoreadbooks.club/contact-us/